Singapore Financial Education

A Calm Space to Think About Your Financial Picture

For adults aged 40 and above who would like to understand their household finances — CPF, retirement planning, and what the next twenty-five years might look like — without pressure, without jargon, and at their own pace.

+65 6273 6148

[email protected]

Botanic Gardens, Singapore

Enquire About a Programme

Our Programmes

Three programmes, each designed for a different stage of the journey. All are educational in nature — no product recommendations, no sales pressure.

The Verandah Discussions

Three-Week Introductory Series

Three calm evenings for adults who would like to settle in gently — reviewing where the household stands, considering the CPF picture, and taking a longer view toward investments and protection. Light refreshments and a printed booklet are included.

Three evening sessions
Small seminar group
Printed reference booklet

SGD 290 Enquire

The Singapore Retirement Planning Course

Eight-Week Course

A structured course covering the CPF Retirement Sum framework, CPF LIFE choices from sixty-five, the Supplementary Retirement Scheme, housing equity, annuities and medical costs in later life. Designed to help you read the choices clearly — not to sell you anything.

Eight weekly sessions
CPF and SRS in depth
No product recommendations

SGD 450 Enquire

III

The Private Retirement Review

Five-Session Bespoke Programme

For individuals or couples within five years of planned retirement. Five private sessions reviewing cash flow, the investment portfolio, protection needs and medical reserves, concluding with a household summary document for the family's reference.

Private seminar room
Couples welcome
Household summary document

SGD 770 Enquire

What Sets Our Approach Apart

A few things that tend to matter to the people who come through our door.

Educational, Not Transactional

No products are sold in our rooms. Our purpose is to leave you better informed, not to recommend a policy or a fund.

Designed for Adults Over 40

The CPF picture changes significantly from your mid-forties onward. Our programmes address the specific choices and timelines that are relevant to this stage.

Singapore-Specific Content

CPF, SRS, HDB considerations, MediShield Life and the Retirement Sum tiers — all covered in context, not in the abstract.

Small Groups, Real Conversations

Sessions are kept small so that questions get proper time and the room stays unhurried. There is no pressure to move on before you are ready.

Written Materials to Take Home

Every programme includes printed reference material written in plain language, so you can return to the content at your own pace.

Discretion and Privacy

Personal financial information shared in sessions is treated with the same care as correspondence. The private review programme includes a confidential household summary document.

III

Questions We Hear Often

If your question is not here, please write to us or call — we are glad to take the time.

Who are the programmes intended for?

All three programmes are designed for adults aged forty and above who are living and making financial decisions in Singapore. They are particularly useful for those approaching their fifties and sixties, when CPF choices become more concrete and retirement timelines come into sharper focus. Couples are welcome to attend together.

Are the programmes suitable if I have no financial background?

Yes — the programmes begin from the basics and build carefully from there. No prior knowledge is assumed. The language is plain and the pace is unhurried. Many participants tell us they felt comfortable asking questions they had been reluctant to ask elsewhere.

Will I be sold any financial products during the programme?

No. Padang is an educational organisation. We do not sell insurance, investment products, or advisory services. Our purpose is to help you understand the landscape clearly so that you can make your own decisions, with or without additional professional guidance.

How do I decide which programme is the right one for me?

The Verandah Discussions suit those who are new to this territory and would like a gentle introduction over three evenings. The Retirement Planning Course suits those who would like to go into more depth over eight weeks. The Private Review is for those within five years of retirement who would like to look closely at their own household picture in a private setting. If you are unsure, write or call us and we will talk it through with you.

Where are the sessions held?

Sessions are held at our seminar rooms at 11 Cluny Road, #02-14, Singapore 259572 — near the Botanic Gardens MRT station on the Circle Line. The setting is quiet, with natural light and a small garden view. Light refreshments are provided for evening sessions.

What happens to the personal financial information I share?

Any personal or household information shared in sessions is treated with discretion and is not used for any purpose other than the programme itself. In the Private Review programme, the household summary document produced is yours to keep; we retain no copy without your consent.

What is the cost and how do I register?

The Verandah Discussions are SGD 290. The Retirement Planning Course is SGD 450. The Private Retirement Review is SGD 770. To register or to ask a question before deciding, please use the enquiry form below or call us directly. We will get back to you within two working days.

Take your time

There Is No Hurry Here

When you are ready to look at your household picture carefully, we would be glad to hear from you. Write to us, call, or simply come by and see the room before committing to anything.

Send an Enquiry View All Programmes

+65 6273 6148 [email protected]

Our Location

We are near the Botanic Gardens MRT station on the Circle Line. There is a small car park at the building for those who prefer to drive.

11 Cluny Road, #02-14, Singapore 259572

Write to Us

We read every enquiry carefully and respond within two working days. There is no obligation attached to getting in touch.

Contact Details

Telephone

+65 6273 6148

[email protected]

Address

11 Cluny Road, #02-14
Singapore 259572

Office Hours

Monday – Friday: 9:00 am – 6:00 pm
Saturday: 9:00 am – 1:00 pm
Sunday & Public Holidays: Closed

Evening sessions run on weekday evenings. For session-specific enquiries — dates, availability and group sizes — please mention the programme you have in mind when you write to us.